The Toolbox for Commercial Bankers

10 years of development. Created by a 23-year formally Credit Trained, Commercial Banker and tested by over 400 Analysts.

Powerful Analytics - Spreading: 

This is a Spreading system which functions more like a Commercial Banker Toolbox, creating Powerful Analytic, easy-to-understand output for the full spectrum of Commercial Bankers, right up to the President. The way analytics should be.

Educational: 

The Toolbox not only is the input that creates the analytic output, but it is also a platform that educates and directs the user in the ways of the Commercial Banker.

User Friendly: 

The Toolbox is easy to use, and where more challenging input is needed, the Toolbox guides the user on calculations, inputs, and next steps using pop-up instructions.

Download the Toolbox presentation:

Toolbox - Presentation.pdf

Unlock the full potential of your analysis.

Powerful Analytics Program from Credit Training Inc.

Toolbox created by

CEO & Trainer David Nicholson

David Nicholson, the founder of Credit Training, Inc., has been in Commercial and Corporate Banking World for 23 years and has taught analysts for 10 years. Seeing numerous analysts struggling to provide value-added analysis to their respective banks, David has helped many hundreds of analysts and lenders over the years, giving them analytical direction in an industry that can be overwhelming with information and analysis.