David's history


David Nicholson founded Credit Training, Inc. and now the Credit Library as a result of the growing demand from Banks & Analysts where Analysts & Lenders were struggling in their careers.  

He was blessed to have Formal Commercial Credit Training when he started his career and a great group of Commercial Bankers to go to with questions to speed up his learning curve.

Over 20 years ago, most Formal Credit Training stopped or has been so watered down that it has left a significant hole in the Commercial Banking World.  Over the past 10 years, our company has been filling that hole through strong Commercial Credit Training to Banks all around the United States.




The Commercial Banking World

The Commercial Banking world is an incredible career not because it is easy but because it is dynamic, deals with large amounts of money and has complexity to it.  

The way for Banks, Analysts, and Lenders to be successful is to have a strong foundation of Commercial Credit Training which has to have a foundation in Financial Accounting and Financial Statement Analysis.

The need for Strong Credit Training grows as so many Bankers are retiring each year. 

Commercial Banking is relying more and more on the younger, untrained Analysts and Lenders to carry the decision making of these risky portfolios.  

With that and as part of the Powerful Analytics Program from Credit Training, Inc., our team launched the Credit Library.

 

Credit Library

The Next Level of Credit Training

The Purpose of the Credit Library is clear. It is an unmatched commercial resource to train to create the foundation for strong Analysts, Lenders & Credit Teams. For many, it will be a pre-Credit Training resource for learning.

The Credit Library will provide easy access to training and bridge the gap in Credit Understanding with a growing library of numerous Commercial Credit topics as well as Financial Accounting and Financial Statement Analysis concepts.

The class and course selection in the CREDIT LIBRARY is easy to navigate, Syllabuses are provided for a clear understanding of what the courses cover. Course material will continue to be added, including from industry SPECIALISTS.  

Commercial Banking is a risk industry. We deal with lots of money and lots of risks.  Strong Banks are ones with strong Credit & Lending Teams, and it all starts with strong Credit Training here in the Credit Library.

Get Started Now!

Enjoy the unique course catalogue provided by Credit Library.

Check on our course selection and start studying today! Your next career advancement awaits!